Dave Ramsey Quotes In English

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Dave Ramsey Quotes In English

Hello, Welcome in Inspiring quotes by Dave Ramsey on change, progress, freedom, motivation, success, patriotism and other things. Our team gives you some quotes about Dave Ramsey. He was born on September 3, 1960 (age 59 years), Antioch, Nashville, TN. He graduated from the College of Business Administration at University of Tennessee, Knoxville, where he earned a Bachelor of Science degree in Finance and Real Estate. As a real estate investor, doing business as Ramsey Investments, Inc., he built a rental real estate portfolio worth more than $4 million by 1986. The bank that was financing his real estate was sold to a larger bank who demanded immediate repayment on the loans. He was unable to pay, and eventually filed bankruptcy in September 1988. After recovering financially, Ramsey began counseling couples at his local church. He attended workshops and seminars on consumer financial problems. Ramsey developed a set of lessons and materials based partially on his own experience and partially on works and teachings by Larry Burkett, Ron Blue and Art Williams of the A.L. Williams company, now Primerica.[5] In 1992 he wrote his first book, Financial Peace. Ramsey is a devout Evangelical Christian.[6] He has been married to his wife Sharon for 38 years. They have three children and reside in Franklin, Tennessee His children’s name Rachel Cruze, Denise Ramsey, Daniel Ramsey.

  • “We are all in the business of sales. Teachers sell students on learning, parents sell their children on making good grades and behaving, and traditional salesmen sell their products.”

  • “I think that anyone who wants to start their own business can, but not any type of business.”

  • “While I encourage people to save 100% down for a home, a mortgage is the one debt that I don’t frown upon.”

  • “You’ve got to tell your money what to do or it will leave.”

  • “We’ve really got to stop looking to Washington to fix our problems. It obviously doesn’t have the ability to do that. People who are successful are not successful because of the president.”

  • Dave Ramsey Quotes In English

  • “Hitting bottom and hitting it hard was the worst thing that ever happened to me and the best thing that ever happened to me.”

  • “You don’t need credit.”

  • “You can’t be in debt and win. It doesn’t work.”

  • “You have to teach children about money intentionally – create teachable moments.”

  • “My children were taught at an early age how money works and that it comes from hard work. They’ve been on a commission – not an allowance – since they were little. They learned that if they worked around the house, they got paid. If they didn’t work, they didn’t get paid.”

  • Dave Ramsey Quotes In English

  • “There’s always something that needs attention when you own a property.”

  • “Most of the things we buy are wants. And we call them needs, but they’re wants.”

  • “I really am not a gold fan.”

  • “I’ve got a young man who works for me who says you don’t need to discover your dreams – you need to recover them.”

  • “When we talk about kids earning commission for chores, we always have at least one parent who argues that children should do chores because they are part of the family. I agree, but if you don’t involve money in a few chores, you lose the teachable moments in the work, spend, save, and give principles.”

  • Dave Ramsey Quotes In English

  • “I have done stupid with a lot of zeros on the end of it. I know what it looks like.”

  • “This is a great time for the ‘guerilla marketer.’ The days when you used to have to buy expensive TV time and a yellow page ad to get started are gone.”

  • “You’re not a bad parent if you don’t save for your kid’s college because instead you had to choose to feed them and clothe them. Those things come first. They can go to school and do this thing called ‘work’ while they’re in school.”

  • “Never take a loan against your retirement! When you pay interest against your retirement, you cost yourself interest.”

  • “My wife, Sharon, and I started with nothing when we got married. I was driving a 1902 Pinto and eating off a card table.”

  • Dave Ramsey Quotes In English

  • “Would a good friend, a smart friend, encourage you to do something as dishonorable as not pay a bill you’re morally and legally obligated to pay? I don’t think so.”

  • “The thing I have discovered about working with personal finance is that the good news is that it is not rocket science. Personal finance is about 80 percent behavior. It is only about 20 percent head knowledge.”

  • “There are several things to be learned about money from Scripture, and the concepts of generosity and giving are in there.”

  • “Babies are wonderful, important things. Having kids, even the thought of having kids, is a big emotional deal. But sometimes it can cause people to change their financial plans and directions.”

  • “Trust me, I know, you can make mistakes with money and still raise money-smart kids. You can start a new family tradition of handling money the right way.”

  • Dave Ramsey Quotes In English

  • “It takes some discipline and hard work, but relying on credit when things go wrong is a trap.”

  • “I think the lie we’ve told people in the marketplace is that a degree gets you a job. A degree doesn’t get you a job. What gets you a job is the ability to carry yourself into that room and shake a hand and look someone in the eye and have people skills. These are the things that cause people to become successful.”

  • “I always laugh and say I met God on the way up, and I got to know him on the way down. And so, as I’m crashing and losing everything, a lot of people run to God when they are struggling. And I was no exception.”

  • “Debt collectors like to play on your emotions because they think you’ll give in and do something you can’t really afford to do. Most of them don’t care about you or your situation as long as they get some money.”

  • “I believe that through knowledge and discipline, financial peace is possible for all of us.”

  • Dave Ramsey Quotes In English

  • “Credit is an ‘I love debt’ score.”

  • “You never cash out a 401(k) or IRA to pay off debt, unless it’s to avoid a foreclosure or bankruptcy.”

  • “Don’t react with fear and panic in the face of debt collector threats. Talk to them and explain your situation. See if you can work out a compromise.”

  • “You need some quick wins in order to stay pumped enough to get out of debt completely.”

  • “In order to be a great marketer, you have to be focused and intense and look at scarcity, urgency, activity and passion in the marketplace.”

  • Dave Ramsey Quotes In English

  • “To be fair, the collection business does have a few good people in it. But it also has those who will lie and make threats.”

  • “Pay your utilities, gas and other basic needs before paying on your debts.”

  • “If you’re doing something like scheduling utility payments to come through your debit card or out of your personal checking account, that’s perfectly fine. But there are much safer ways to handle situations with debt collectors. You can send a money order overnight, or wire the cash to them.”

  • “In the neighborhood where I grew up, it was a rough neighborhood – well, not rough, but it certainly wasn’t upper class or anything. But I remember hearing things like, ‘The little man just can’t get ahead.’ And if you start to believe that, then you know what? You don’t get ahead.”

  • “You don’t want to have so much money going toward your mortgage every month that you can’t enjoy life or take care of your other financial responsibilities.”

  • Dave Ramsey Quotes In English

  • “Your FICO score is an “I love debt” score. You’re going to pay a bazillion dollars in interest to keep your FICO score up in order to have lower homeowner’s and car insurance rates.”

  • “I’ve seen numerous situations where collectors have taken more than the agreed-upon amount from someone’s account once they gained access.”

  • “There is nothing wrong with having nice things, but when you are trying to buy nice things to be happy, you are going to hurt. It’s not going to work.”

  • “I have to live my books before I write them.”

  • “As parents, we teach our kids about things we feel competent in. That’s why so many parents don’t teach their kids about money.”

  • Dave Ramsey Quotes In English

  • “Once I will warn you, and then I will fire you! I have a zero-tolerance-plus-one policy for gossip. I will teach you once, and then I will fire your butt.”

  • “The Bible clearly says that when we have a problem with our brother, we are to go to them and try to resolve the situation.”

  • “If you’re able to pay your bills, you pay your bills. It’s as simple as that.”

  • “As much as I want to help people, I had to accept the fact long ago that being stupid with money isn’t illegal.”

  • “A vacation home is a wonderful ‘extra’ as you start building wealth. Remember, though, it’s still basically a very large, very expensive toy.”

  • Dave Ramsey Quotes In English

  • “Some people are just stuck in their ways and have been brainwashed into believing that credit cards and debt are an unavoidable part of life.”

  • “When people get scared, they quit giving.”

  • “What your beliefs are about anything creates your actions. What you believe about marriage creates the way you handle your marriage. What you believe about raising kids creates the way you do that.”

  • “People are in such a hurry to launch their product or business that they seldom look at marketing from a bird’s eye view and they don’t create a systematic plan.”

  • “I will never be unemployed.”

  • “Life will not make allowance for you, but it will pay you what you earn.”

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